Freeze by Default

🚨 New Op-Ed in The Hill "Freeze by Default Can Help Fight Credit Fraud" by Daniel Hoffman, CISSP

Most Americans don’t realize their credit files are open by default—until it’s too late. In my latest piece for The Hill, I make the case for reversing that default.
💡 Imagine a world where your credit is frozen by default, and only opened when you say so. It’s time to stop making consumers do the heavy lifting after their data is stolen—and start requiring consent up front.
Read the full article here: 👉 https://thehill.com/opinion/cybersecurity/5426553-freeze-by-default-can-help-fight-credit-fraud/
This is about more than credit—it’s about restoring digital trust and applying cybersecurity principles like “default deny” to personal finance. 🔐 Question for you: Have you frozen your credit yet? If not, what’s stopping you? #cybersecurity #identitytheft #creditfraud #opinion #dataprivacy #FortivaIT #freezebydefault